Current account for municipalities

• low minimum deposit and new privilege interest rate

The customer can have more than one current account. The accounts can be opened in EUR or in the following foreign currencies: USD, CZK, GBP. The minimum deposit is EUR 30. For foreign exchange current accounts is minimum deposit stated according to the appropriate currency in line with bulletin.

How to use the account
The account can be disposed of exclusively by the persons signed on the specimen signature and by virtue of the defined manner of using (individual disposal rights, joint disposal rights, and limits). The account may be disposed of at any the bank branch

About depositing

• in cash and in any the bank branch or any other financial institution
• by transfer from an account placed with any financial institution
• deposit to the night depository

About withdrawing

• with a payment card at ATMs and at all points of sale with POS terminals or imprinters (only embossed cards)
• by means of payment orders (one-off or standing orders)
• on the basis of the collection approved by the customer
• via electronic banking
• with a payment card at selected post offices

How to carry out non-cash operations
You can carry out domestic and international payments by means of your current account placed with the bank. We can provide for the domestic payment within the framework of our branches immediately, within the network of the Slovak banks from 24 to 48 hours, and within the framework of international banks via SWIFT from 2 to 5 days depending on the bank and the location of the receiver.
You can make use of our electronic services such as e-Banka when performing non-cash operations. These services will make it possible for you to make and receive payments without going to the bank. You will get up-to-date information about your accounts, foreign exchange rates and other info provided by the bank 24 hours a day.

What about the interest
The bank maintains current accounts for municipalities at advantageous conditions.The interest rate is stated in the current the bank interest rates list. The interest is credited on the monthly basis. The interest can be credited to the current account or to any other account opened with the bank.

Check the balance of your account
We can send out your account statements via post service or you can get them directly at our branches. Moreover, you can get information about your current account balance via Internet (we will be sending out your account statements to your e-mail box on a daily basis), fax or phone. The services are secured against abuse of information. You can get more information at any of our branches.