How to get it
- you have to be a customer of the bank, at the age of 18 - 65
- you have a regular income
- you have a steady job
- you have a personal account with the bank
What is it like
the service is offered in form of an authorised overdraft on personal account held with the bank- the standard overdraft limit is set from EUR 100 to EUR 1,500 and depends on the average monthly credit movements on the personal account of the customer
- the volume of the allowed overdraft is evaluated on a yearly basis on occasion of prolongation of the contract
- the loan is granted for indefinite period with a regular revaluation of the overdraft volume
- the bank charges the interest on the actually withdrawn amount and only for the period of the actual draw - down of the loan
- no need to state the purpose of the loan
- use your payment card for withdrawing cash at ATMs and for non-cash payments
- repay by credit movements on your account
