The subscription period was closed on 12 February 2010.

What is Bonus Deposit VII?

A modern investment opportunity which offers an attractive yield up to 23 % for 5 years.

Subscription period: 18 January - 12 February 2010
Investment period: 5 years
Establishment date: 18 February 2010
Termination Date: 18 February 2015
Entrance and exit fees: according to the List of Fees

What are the advantages of investing into Bonus Deposit VII?

Convenient investment:

• guaranteed yield of 3 % p.a. paid up after the 1st year of the investment
• possibility to get a bonus yield up to 5 % p.a. in the 2nd up to 5th year of the investment
• attractive possible yield up to 23 % for the whole fixation period
• the underlying asset is the European stock index Dow Jones Eurostoxx 50

Invest safely:

• guarantee of the return of deposited funds at maturity
• protected by the Deposits Protection Fund

What yield can you get?

• the yield depends on the appreciation of the Dow Jones Eurostoxx 50 stock index
• the bonus yield is paid up yearly after the 2nd up to 5th year
  a) either in the amount of 5 % yearly, if the final index value (i) > initial index value,
  b) or 0%, if f the final index value (i) <= initial index value
  where:
  Intitial index value: the index value on the establishment date of the deposit, i. e. 18 February 2010
  Final index value (i): set on the day of index measurement
  i = 2, 3, 4, 5 (individual years, from 2nd to 5th year)
  Dates of index measurement: 5 working days before the pay-up of the bonus yield

Interest period	Date of bonus pay-up	Guaranteed yield	Bonus yield
18 Feb 2010 - 18 Feb 2011	18 Feb 2011	3 % p. a.	-
18 Feb 2011 - 18 Feb 2012	20 Feb 2012	-	0 % or 5 % p. a.
18 Feb 2012 - 18 Feb 2013	18 Feb 2013	-	0 % or 5 % p. a.
18 Feb 2013 - 18 Feb 2014	18 Feb 2014	-	0 % or 5 % p. a.
18 Feb 2014 - 18 Feb 2015	18 Feb 2015	-	0 % or 5 % p. a.

On index measurement date two scenarios are possible:

Scenario 1: Provided the final index value on the day of measurement is higher than the initial index value, the bank will pay up to the customer 5 % interest on the deposited investment on the date of the bonus pay out. For the calculation the bank will use the interest basis set in the issue conditions.

Scenario 2: Provided the final index value on the day of measurement is lower or equal to the initial index value, the bank will not pay up any bonus interest to the customer on the date of the bonus pay out or it will only pay up the initial amount of investment on the termination date.

Monitoring of the values of the underlying asset Dow Jones Eurostoxx50 during the fixation period of the product and the bonus yield in individual years.

Interest period	Date of index evaluation	Initial index value as of 18 Feb 2010	Index value on the date of evaluation	Index appreciation compared to the initial value	Final bonus yield
	-	2 778.30	-	-	-
18 Feb 2011 - 18 Feb 2012	13 Feb 2012	-
18 Feb 2012 - 18 Feb 2013	11 Feb 2013	-		.
18 Feb 2013 - 18 Feb 2014	11 Feb 2014	-
18 Feb 2014 - 18 Feb 2015	11 Feb 2015	-

What is the European stock index Dow Jones Eurostoxx 50 like?

It is the index of 50 European blue-chip stocks of companies from 12 EMU countries (Austria, Belgium, Finland, France, Germany, Greece, Ireland, Italy, the Netherlands, Luxembourg, Portugal and Spain).

List of stocks of companies listed on the index.
Do you wish to monitor the evolution of the stock index Dow Jones Eurostoxx 50? Click here.

Note: Bonus Deposit guarantees the principal on maturity, it does not guarantee the yield on maturity. Bonus Deposit guarantees the 3 % p.a. yield pay-up for the first year of its existence but it does not guarantee allocation of the bonus yield for the following period after the first year of Bonus Deposit. For the calculation the bank will use the 30/360 interest basis. The investment into Bonus Deposit as a deal on the financial market is connected to a risk. All conditions and risks connected with this product are stipulated in the Contract on the Structured Deposit. The bank reserves the right to terminate the sale of this product before the planned termination of the subscription period.