State Subsidy to Optim Mortgage Loan for Young People
Ideal for young people aged between 18 and 35.Basic conditions:
- loan volume: already from EUR 5,000
- repayment period: 4 to 30 years
- interest rate fixed for 1,3 or 5 years
The benefits:
- interest rate lower even by 3 % p. a. (for the first five years of repayment)
- you will get an interest rate subsidy of 2 % from the state
- you will get an interest rate discount of 1 % from the bank
- special repayments anytime at no fee during the first five years
- possible grace period (in case of abirth of a child)
Applicants for the state subsidy have to meet the basic terms and conditions:
- age from 18 to 35
- average gross monthly income in a previous calendar year not exceeding 1.3 multiple of average gross monthly wage in the national economy
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