Domestic Payments

are carried out by Dexia banka in line with the valid legislation of the Slovak Republic. The domestic payments are subject to set deadlines for payment orders at Dexia banka. All domestic payments meeting the set conditions and submitted within set deadlines are credited from the sender's account on the day of submitting, or on the maturity day set by the customer.

Intrabank transfers are credited to the accounts of recipients on the same day as they were debited from the accounts of the senders. In case of inter-bank domestic transfers they are credited to the account of the recipient at the latest on the following working day after the day of debiting from the account of the sender.
The customers can submit a domestic order at any Dexia banka branch or he/she can use electronic banking services e. g. e-Banka. The electronic banking services are at the customers' disposal 24 hours a day, 7 days a week. The payments send via electronic banking services are charged at more advantageous fees compared with those carried out by means of standard paper payment orders.

Foreign Payments

Dexia banka provides its customers with comprehensive foreign payment system services in an optimum range, quality and time. Dexia banka has set up correspondent relations with a lot of reputable world banks. The network of our correspondent banks covers the whole world at present. Dexia banka is connected to the SWIFT telecommunication network, thus all transfers among parties are effected in a quick, efficient and safe way.

Our bank also provides advisory services in foreign business, export and import customer transactions, as well as banking information from or to a foreign country, or possible intermediation of business contacts.

Transfers
A transfer means a payment to a foreign country or a payment from a foreign country without any documents. The transfer is the most frequent and the most inexpensive way of a settlement between an exporter and an importer in a foreign trade.

Payment to a foreign country
A payment abroad is effected pursuant to your foreign payment order. If you deliver your filled-in order to a branch, where your account is maintained, until 12 a.m., it will be effected on the same banking day. In case it is delivered after 12 a.m., it is effected on the following banking day. The payment will be delivered within 2 - 5 banking days, depending on the final beneficiary’ s territory and his bank. Dexia banka offers a possibility of an accelerated payment. A fee is charged according to the List of Fees, Dexia banka in force.
Check the accuracy of data with your business partner in your payment order to secure a quick delivery of your payment without any delay:

    • Name and address of your business partner
      (exact address of foreign bank, city, state, bank account of your partner)
    • your partner’s correspondent bank
    • payment purpose in words
    • payment title
      (number code depending on a purpose in wording – these two data have to be consistent)
    • beneficiary country code
      (alphabetic or numeric country code)

List of countries to which it is not possible to send payments in USD in accordance with the sanctions set by the US government (OFAC list):
  • Burma
  • Cuba
  • Iran
  • Sudan
  • Syria.

In what cases to submit documents
  • unclear purpose of a payment
  • customer requests a transaction, subject to notification duty or exchange permission
  • payments in group 6 in the amount above EUR 35,000

Payment to Czech Republic
Dexia banka offers for its customers more convenient fee to Czech Republic according to Dexia banka current Price List .This fee is only for payments denominated in CZK.

List of social payments: school fees, pension, alimony, scholarship, social benefits, health service, loan repayments to Czech Republic, payment of court fees.


Payment abroad by cheque
Payment abroad may be effected by cheque as well. It is subject to the above-mentioned rules. Based on the submitted payment order abroad and indicated method of payment, Dexia banka will issue a bank cheque. This type of payment is applicable only in case the bank connection of a beneficiary is unknown (e.g. journal subscription, etc.)

Collection from abroad
Payments from abroad from your foreign business partners are credited in accounts of Dexia banka ´s customers on the same day or on the next business day, after receiving the advice from a foreign bank.
To ensure an automated processing of your collection from abroad, it is crucial to inform your foreign business partner on a business name of your company and address pursuant to your account with Dexia banka. Thus collections from abroad will be identified immediately and credited in your account.
To avoid any problems, please state in your documents (preliminary invoice, invoice, contract, etc.) all the necessary data, mainly:
  • Your account number
    (business name of company, or name and surname, street, city, country - data should the same as those ones in your account with Dexia banka
  • Your account number with Dexia banka
  • Unabbreviated Slovak name of Dexia banka
  • Dexia banka Slovensko, a.s. Žilina, Slovakia
  • Swiftcode, PKB
  • KOMASK2X
  • Foreign correspondent bank of Dexia banka
    (depending on a foreign currency pursuant to the List of Correspondent Banks, published on our web site )
  • Payment purpose or payment title

If you have any questions, please contact our branch employees and head office of Dexia banka.
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