Does your town need to finance carious investment projects?

The bank offers loans to Slovak municipalities after analyzing data which the applicant submits in form of an Application for a Loan for a Municipality. The loan can be granted only following the evaluation of solvency, solvency of the financed project, risk-rate of the business case and following the credit possibilities of the town.

What does the amount of the loan depend on?
The amount of the loan depends on the budget of the municipality. The amount of the loan is connected with the possibility of the municipality to repay the granted loan.

What types of loans does the bank offer to you?
Types of loans:

• short-term loans - maturity up to one year
• middle-term loans - up to 5 year
• long-term loans - up to 30 years

What types of projects can the town/village finance from the granted funds?

• gas distribution
• sewerage
• waste water treatment plants
• water supply
• landfills
• reconstruction or construction of new roads
• purchase of measuring and regulating devices
• schools and school facilities
• reconstruction and purchase of real estate
• reconstruction of flats
• reconstruction of squares of municipalities
• reconstruction of public lighting
• reconstruction of heat management
• solutions for static and dynamic transportation
• residential apartments, etc.

What kind of guarantee does the bank require?

• financial guarantee
• real estate
• moveable property
• securities
• bank guarantee
• combination of the above-mentioned forms

Are in search of long-term funds?

• Dexia Municipal Classic Loan
• Dexia Municipal Superlinka
• Dexia Municipal Bond
• Dexia Municipal Promissory Note
• Dexia Municipal Guarantee
• Bank Guarantee for SFHD
• Dexia Loans for EU Projects
• Loan for Development of Villages