Project finance unlike classic one examines an entity economic history, but a future project profitability, return on investments and a collateral.

Project finance entities

• business companies, towns, municipalities, regions, state

Project finance terms and conditions

• investment intention submission
• costs and their structure, return on a project, collateral methods
• project creditworthiness

Loan volume depends mainly on

• investment structure
• financial structure
• own funds
• project and entity creditworthiness
• collateral

The bank is dedicated to project finance in following areas of construction and reconstruction:

Energy

• traditional energy resources
• small hydro power stations
• wind parks
• other renewable resources

Heating management

• Heating system
• Cogeneration units
• Renewable resources (biomass)

Water management

• Drinking water grids
• Sewerage
• Waste water treatment plants

Transport infrastructure

• roads and highways
• bridges
• airports
• railway and transport infrastructure
• tunnels

Municipal infrastructure (towns, villages, regions)

• school and dormitories,
• hospitals, old people houses
• lighting
• public transport infrastructure
• housing
• block of flats
• houses
• mortgages
• financing in construction phase already

Multifunctional objects, logistics centres, administration premises, real estate acquisition

• multifunctional projects
• logistics centres
• administrative premises
• real estate purchase (acquisition finance)

Real estate lease back

• acquisition of liquid funds by sale of own real estate to lease company
• utilisation of real estate during a lease period
• after a lese contract termination, real estate is transferred to entity ownership again
• waste management
• solid municipal waste landfills

Maturity

• depends on a respective project (maximum 20 years)

Collateral

• real estate, movable assets, business stake put into pledge
• financial guarantee, promissory note, bank guarantee, indemnification clause, combination of the mentioned methods

Other conditions

• borrower´s turnover through accounts with our bank

Project finance is based on a project and a customer assessment. Return on provided funds is projected according to a net present value of a particular project. Subsequently a credit is provided. A financial structure is tailored to a project implementation. Financial methods depend on customer requirements and bank possibilities to optimise costs.